1. Member is defined as the business owner, their immediate family and their employees. All legal dependents are automatically registered and no additional registration is required.
2. At any time, a participating professional may be eliminated from the respective network in which they are associated.
3. Companies providing benefits and discounts in this program are not a licensed insurer, health maintenance organization, or other underwriter of health care services. No portion of any provider’s fees will be reimbursed or otherwise paid.
4. The discounts contained herein may not be used in conjunction with any other discount plan or program. All listed or quoted prices are current prices from participating providers and subject to change without notice. From time to time, certain providers may offer products and/or services to the general public at prices lower that the discounted prices available through this program, In such event, members will be charged the lowest price.
5. Providers are subject to change without notice and programs may vary in some states. This is a discount membership program only, not insurance, and may be discontinued or modified at anytime. You will receive notice if the plan is discontinued or materially modified.
6. Savings are based upon the provider’s normal fees. Actual savings will vary depending upon location and specific services or products purchased.
7. This program is a referral and discount plan and does not warrant professional services, nor is it responsible for the quality of care received. This program makes no warranties, express or implied, concerning services or care provided.
8. Companies providing benefits and discounts in this program are not licensed to provide and do not provide medical services or items to individuals. Providers contracted by each network associated with this program are solely responsible for the professional advice and treatment rendered to members and each company disclaims any liability with respect to such matters.
9. Refund Policy and 30-day Money Back Guarantee: If you cancel for any reason within 30 days, you will receive a full refund of paid membership fees.
10. Customer hereby agrees to pay Merchant's Discount Health Plan for Services on a monthly basis at the agreed rate. Payment will be made via a monthly charge to the Customer’s bank account through which fees and charges related to Discover Network Card transactions are assessed (“Account”). You agree that we, Discover Network or any acquirer with whom you establish a relationship to enable you to accept payment card transactions may provide Account information in confidence to any other party who requires such Account information in order to bill Customer for the Services provided hereunder. Customer shall pay the full monthly rate for the Services, regardless of the date of commencement or cancellation of the Services. All rates are stated net of all applicable federal, state and local taxes.

Note: This contract is not covered by any life and health guarantee association.