Thank you for becoming a member of the Merchant’s Discount Health Plan. This premier benefits program provides you, your family and your employees with savings on a number of healthcare services.

For you convenience, we have provided a list of your closest participating locations in the back of this booklet. Our Member Services department is also available during business hours to assist you in locating additional providers in your area when you call the toll-free number located on your membership card, or you may go to the internet at www.locateproviders.com at any time of day or night. If your favorite provider is not already on our program, you may nominate him or her to Member Services for additional follow-up.

Please keep in mind that your membership is NOT insurance, so it is simple and easy to use. There are no health restrictions or paperwork. You can use the card immediately and as many times as needed. When you present your card to a participating provider, you will receive a discount at the time of purchase or service.

By the way, we know your employees’ and family’s health is a priority. As such, all your legal dependents may use your membership card, or you may order additional cards for family members and employees, in their names, by calling Member Services.

If you any reason you are not satisfied with this program, please call the number on the back of your card or contact us toll-free at 800-319-5243.

In order to maximize your savings, please take a moment to familiarize yourself with the instructions in this booklet. The more informed you are, the more often you will remember to take advantage of the tremendous savings your new membership card offers you, and the more money you will save!

Once again, welcome to the Merchant’s Discount Health Plan.